React Native Engineer

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:

• Checking and high-yield savings accounts

• Domestic and international peer-to-peer payments

• Credit Builder and credit score monitoring

• Digital wallet / contactless payment solutions

• Credit card program

• Buy-now-pay-later installment loans at Walmart

• Prepaid mobile service

Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

As a React Native Engineer on the Banking team at OnePay, you will build simple and beautiful mobile experiences for everyday money movement and account management that millions rely on.

• Ship high-quality features across iOS and Android for core banking journeys, including onboarding, cross-sells, rewards, transfers, card management, and cash advance.

• Collaborate with product, design, and backend partners to translate requirements into performant, reliable mobile interfaces with clear ownership from concept through release.

• Employ best practices in testing and CI/CD to deliver with quality and speed, including automated unit and integration tests.

• Improve mobile performance, accessibility, and resilience, instrumenting analytics and monitoring to ensure seamless experiences at scale.

• Contribute to our shared mobile platform by adopting design system components, navigation patterns, and developer tooling that enable consistency and velocity.

• Leverage React best practices to deliver optimized code that results in elegant user experiences by writing clean, maintainable, and well-tested code following industry best practices

• Lead technical decisions, architecture, and code reviews, always raising the bar in code quality

• 5+ years of professional experience developing and deploying iOS and Android applications using React Native.

• Experience building secure, user-centric financial or payments experiences, with attention to precision in money movement, error handling, and compliance-friendly UX.

• Strong TypeScript and React expertise with proficiency in state management, networking, and native integrations; familiarity with React Navigation and client analytics is a plus.

• Proven track record of collaboration, documentation, and ownership in fast-moving, cross-functional teams.

• Drive and proactivity – everyone here is a builder and executor.

• Experience leading technical projects from the ground up, being a critical key member of client implementation and owning decisions made

• Competitive base salary, stock options, and health benefits from Day 1

• 401(k) plan with company match

• Remote-friendly (US), flexible time off (FTO), and opportunities for growth

• A high-growth, mission-driven, inclusive culture where your work has real impact

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.